What employee benefits services do you offer?
We provide consultancy, broking, and ongoing support for group pensions, life assurance, income protection, and health benefits. We also offer access to a tailored branded online platform for flexible benefits communication and administration.
Can you help us improve employee engagement with benefits?
Yes. Our platform, delivered via our sister company Lightbox Reward, allows employees to view, manage, and tailor their benefits online. It’s designed to boost engagement and simplify administration for HR teams.
Do you work with SMEs or larger organisations?
We work with a wide range of employers—from growing SMEs to established firms—offering scalable solutions that match your needs and budget.
How are your fees structured for employee benefits services?
Our fees are tailored based on employee numbers and service scope.
How can Mearns & Company help my business with group insurance schemes?
We provide comprehensive support for group insurance schemes, including annual review meetings, market reviews and insurer comparisons, claims support, underwriting assistance, and compliance monitoring (including benefit-in-kind reporting). Our tailored approach ensures your scheme remains competitive, compliant, and aligned with your business objectives.
What support do you offer for group pension schemes?
Our team delivers end-to-end support for group pension schemes, including governance reports and meetings, tapered annual allowance support, triennial re-enrolment and statutory communications, and full pension scheme administration. We also offer pensions clinics for employees, helping them make informed decisions about their retirement planning.
What makes your employee benefits service different?
We offer a highly personalised, transparent service with fees tailored to your business size and needs. Our annual fees for ongoing broker support are calculated based on the number of employees, the scope and complexity of services, and the level of platform administration required. Where possible, we offset fees with commission payments from providers.
Do you provide international employee benefits advice and support?
Yes, we have decades of experience working with international employee benefits. We also work with a network of global partners to deliver benefits in certain countries, where required.
What does an employee benefits adviser actually do?
We act as an extension of your HR or leadership team — helping you design, manage, review, benchmark, communicate, and maintain fully compliant benefits programmes. Our goal is to bring clarity, reduce workload, and strengthen the employee experience.
What support do you provide during annual renewal?
We manage the entire renewal cycle: reviewing market options, negotiating with providers, analysing cost movements, preparing board‑ready summaries, and ensuring your benefits remain competitive and aligned with your strategy.
Can you help us communicate benefits to employees?
Absolutely. Clear communication drives value and boosts engagement. We can support everything from launch campaigns and benefit guides to ongoing materials and employee presentations.
How do you ensure our benefits remain compliant with changing regulations?
We continually monitor legislative and regulatory changes. As an FCA‑regulated firm, we provide proactive updates, practical guidance, and clear recommendations to ensure your benefits remain compliant and well‑governed.
Can you assist with onboarding and offboarding employees?
Yes. We help ensure new employees receive the right information at the right time, and we support employers in managing leavers fairly, accurately, and in line with scheme rules.
How can you help us manage rising benefits costs?
We combine market insight, cost‑control strategies, and effective plan design to achieve long‑term sustainability without sacrificing employee value. Our focus is achieving the right balance between cost and impact.
Do you support employee wellbeing or engagement initiatives?
Yes. We can support with wellbeing programmes, communication strategies, and engagement campaigns that strengthen employee satisfaction and retention.
If you would like to talk to us about how we can help you, please contact us
Get in touch
Anchor House
112 Commercial Street
Edinburgh
EH6 6NF
© Mearns & Company
Registered in Scotland, Company Number: SC288945
Mearns & Company are authorised and regulated by the Financial Conduct Authority (reference number 465557)
The guidance and / or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK