If you would like to talk to us about how we can help you then please get in touch

Investment advice for individuals

Do you have a good understanding of all your investments? Do you feel confident that your savings, whether they are pensions, investments or cash, are doing as well as they could be? Do you know how much you are paying in charges on them? Who helps you decide what to invest in?

You might not know at the moment what your financial objectives might be and that’s OK. We always look at your personal circumstances to work with you to give you a clear summary of your current financial position and the steps that you can take to achieve your plans and goals.

individuals services financial planning
individuals services retirement planning

Pension freedoms, flexible working, the gig economy and rising life expectancy have completely transformed the way that we work and our expectations for our retirement. We can help you to visualise and achieve your financial future.

There are tax implications to most financial decisions that you make, whether it is taking out an ISA, making a pension contribution or transferring wealth to the next generation. Tax planning is central to what we deliver for our clients.

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Things happen. They often crash into your life unexpectedly. Sometimes they are exciting things like a financial windfall or marriage of a child. Sometimes they are difficult and stressful like divorce or the death of a loved one. Whatever the event is, we can almost guarantee that we have dealt with it before, often many times.

We use market leading cashflow software that allows us to show you your forecast income and expenditure in a very easy to understand graphical format. Our clients love it.

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individuals services protection

We always consider the importance of your income, and the implications if it were to stop, when we are reviewing your financial position and, if relevant, we will advise you about the various protection policies you could put in place to reduce this risk.

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