2021 - Mearns & Company

Meet Ryan Doran

Ryan Doran, Financial Planning Administrator at Mearns & Company, answers some questions about his career to date and life in general. What was your route

Important changes for the self-employed

It was a busy summer for government announcements for the self-employed. As well as details of the fifth and final Self-Employed Income Support Grant (closed

The return of inflation?

Inflation has picked up sharply in recent months, with a potential knock-on for investments. UK annual inflation was just 0.4% in February 2021, as measured

Managing student finance

With Freshers’ Week upon us, another round of families will grapple with the prospect of financing higher education. For parents and students alike the headline

Income protection – the simple safety net

Calls to ‘build back better’ after the Covid-19 pandemic don’t just apply to the UK economy. Families can use this moment to look at their

A new style retirement for changing times?

The pandemic has changed working patterns but may also be changing retirement patterns and expectations. The acronym ‘WFH’ is now fully embedded in the 21st

One year suspension of the state pension triple lock

Next April’s increases to State pensions will now follow a less expected, and less expensive, path. What percentage increase should apply to State pensions in

The power of cashflow planning

The future is one thing we cannot know – we have never imagined having to live through a pandemic and here we are trying to

Track down lost assets

Up to £15 billion is believed to be sitting in ‘lost’ savings accounts, premium bonds and pension and investment accounts. Many people lose track of

The rise of second homes

The number of people purchasing second properties in the UK has boomed according to government figures, with the total number of second homes rising by

The importance of portfolio rebalancing

Inertia can be a dangerous trait, especially for investment. You know the feeling. Sometimes it just seems easier to leave things as they are for

Coming in from the cold: tax planning for families

In his spring 2021 Budget, the Chancellor announced that the following thresholds and bands will not change until April 2026: The personal allowance – £12,570;

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